Effective Date: June 1, 2024

Fundingportal, a division of Ryan, ULC (“Fundingportal”, “we”, “us”, or “our”), provides you access to this website and any subdomains thereof, all content contained therein, and Fundingportal services (together, the “Platform”) subject to the following Terms of Use (“Terms”).

Please read the terms and conditions of these Terms carefully before using our Platform. Your access, browsing, or use of the Platform will be deemed your agreement and acceptance of these Terms. Please read them carefully and check this page periodically for updates, as your continued use of the website indicates your further acceptance of the changed Terms. If you are not willing to be bound by the terms of these Terms, you may not access or otherwise use any portion of the Platform.

Privacy Notice

Your use of the Platform is subject to our Privacy Notice, which describes how we collect, use, and disclose information about you. By using the Platform, you consent to the data practices described in our Privacy Notice.

Minimum Age

By using the Platform, you represent that you are at least 18 years of age and are fully able and competent to agree to these Terms; otherwise, please exit the Platform.

Links to Third-Party Sites

The Platform may contain links to third-party websites. These links are solely provided as a convenience to you and are not an endorsement by us of the third-party website or its contents. We are not responsible for the contents of any third-party website, which we provide on an “as is” basis, and we make no representations or warranties, express or implied, as to the contents or accuracy of materials on those websites. If you decide to access linked third-party websites, you do so at your own risk.

Our Intellectual Property

Our website and all content, including our logo and corporate name, is protected by copyright, trademark, and other laws of Canada, the United States, the UK, and laws of other countries (“Intellectual Property”). We own or control all the Intellectual Property on this website. We grant you a limited non-exclusive, non-transferable license to make use of the website and its content solely as follows:

Licensed Use	Prohibited Use
You may access and use the website only for noncompetitive personal or internal business purposes.	You cannot sell, display, publicize, or otherwise exploit the website or any Intellectual Property for any commercial purpose (including for developing a competing product) or via programmatic or automatic devices (e.g., scrapers, robots, robotic process automation, or spiders) without our express written consent.
You may download materials from the website where we provide download links or other mechanisms for you to do so.	You cannot publicly or privately rehost or otherwise provide an archive or library of website content for others.
You may create a hyperlink to the home page of the website.	You cannot frame or embed pages from our website or use materials from the website to present Fundingportal, or its products and services, in a false, misleading, source-confusing, derogatory, or offensive manner.
You must retain all Intellectual Property notices on any personal copies.	You cannot remove, modify, or alter the website, its content, or any copyright or other any Intellectual Property notices on any of our content without our express written consent, or make any derivative uses of the Intellectual Property.

YOUR ACCESS RIGHTS GRANTED ABOVE WILL TERMINATE AUTOMATICALLY IF YOU ENGAGE IN ANY PROHIBITED USE.

Suspicious Activity 

Accounts providing inaccurate information may be suspended or terminated. Users are accountable for activities under their accounts and must maintain password confidentiality.

Fees 

All fees paid through the Platform are non-refundable, except as required by law. Prices for our services may change from time to time, but changes will not affect any order you have already placed. Service fees paid in advance are non-refundable. Accounts in arrears will be suspended until we receive payment. You must keep your billing information current. Fundingportal is not liable for billing inaccuracies due to outdated information.

Pre-Authorized Annual Payment Plan (Subscriptions) aand Price Changes

Subscription rates at the time of purchase apply initially. Any subsequent price changes will be communicated in advance, with options to accept or cancel the subscription provided. Subscriptions auto-renew annually at the then-current rate. You may cancel your subscription at any time before the next billing cycle. You may continue to access the Platform until the end of the paid billing cycle.

Payment Processing 

You agree to provide accurate and complete information when making a payment through the Platform. Payments made through the Platform are processed by our third-party payment processor, Stripe Inc. Collection and use of payment information by our third-party payment processor is governed by its respective privacy policies and terms. For example, Stripe Inc.’s handling of payment data is outlined in the Stripe Privacy Policy available at https://stripe.com/privacy.

Updating Credit Card Information 

Credit card updates must be communicated before the billing cycle ends to reflect in the next payment. Failed payments may result in subscription cancellation.

Disclaimer of Warranties

YOUR USE OF THE PLATFORM IS AT YOUR SOLE RISK. OUR PLATFORM, INCLUDING ANY CONTENT CONTAINED WITH THE WEBSITE, IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. FUNDINGPORTAL AND ITS AFFILIATES, SUPPLIERS, LICENSORS, AND OTHER RELATED PARTIES, AND THEIR RESPECTIVE OFFICERS, AGENTS, REPRESENTATIVES, AND EMPLOYEES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, STATUTORY, OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY OF DATA, AND NON-INFRINGEMENT. BECAUSE SOME JURISDICTIONS MAY NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THESE EXCLUSIONS MAY NOT APPLY TO YOU.

WE MAY PUBLISH INFORMATION CONTAINING OUR VIEWS REGARDING PRIVATE AND GOVERNMENT FUNDING BASED ON OUR RESEARCH AND ANALYSIS. A MORE COMPLETE REVIEW OF THE FACTS REGARDING YOUR CIRCUMSTANCES, HOWEVER, MAY AFFECT OUR ANALYSIS AND CONCLUSIONS. DUE TO THESE LIMITATIONS, YOU SHOULD NOT RELY UPON ADVICE OR INFORMATION RECEIVED BY MEANS OF THE PLATFORM FOR SIGNIFICANT PERSONAL, BUSINESS, LEGAL, OR FINANCIAL DECISIONS, AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR PARTICULAR SITUATION. YOU AGREE THAT NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM FUNDINGPORTAL OR THROUGH THE PLATFORM CREATES ANY WARRANTY.

Official Languages 

Content is available in French and English, with select materials potentially in one language.